Q&A: first-time buyer families, what actually changed 🏠

# Answering the real questions From the thread, three questions came up again and again. 三个高频问题。 **Q: We are a one-income immigrant family. Did it get harder?** 单收入移民家庭,更难了吗? A: Documentation is stricter, but a first-time-buyer threshold moved in your favor. Net: start earlier, and you may qualify for help you did not before. 更严,但门槛对你有利。 **Q: Should we wait for rates to drop?** 该等降息吗? A: Timing the market rarely wins. A payment you can carry today beats a guess about next year. 能扛住的月供,胜过对明年的猜测。 **Q: Can you explain to my parents in Cantonese?** 能用广东话跟我父母讲吗? A: Yes. That is the entire point of a bilingual site. 双语,就是为此存在。 Honest maps, two languages. 诚实的地图,两种语言。