Mortgage policy alert: the 2027 condo-loan review rules, in plain words

# A real change is on the calendar — do not learn it too late Bilingual mortgage note. A concrete policy change is coming: new condo-loan review rules take effect January 4, 2027, with four major changes to how condo purchases get approved. 公寓贷款审核新规,2027年1月4日生效。 This is education, not a rate quote. Here is what matters for a family: - Condo approvals will look harder at the building, not only the buyer. - Some buildings that qualify today may need extra review later. - If you are eyeing a condo, your review-window timing now matters more. I keep a plain-language, two-language breakdown so a family can ask better questions before they sign. 双语讲清楚,签字前先问明白。 Not advice for your exact case — a map, in two languages. 🏠